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The standard homeowners insurance policy, also known as an HO-3, covers your home for multiple perils, but there are some important exclusions. Knowing what's covered and what isn't can save you a lot of money and heartache down the line.
Flood insurance can be an important safeguard against significant financial loss, although your personal circumstances will help determine if it is right for you.
The easiest way to know what's covered with your roof coverage is to contact your insurance provider. Coverage will often depend on the age of your roof, the area you live in, and other important factors, so it's important to know the specifics of your policy.
If you are a renter, whether in an apartment, a condo or a house, consider the value of adding renters insurance to your budget. With a renters policy, you may reduce your stress about the unknown and your risk in case of a covered catastrophic event.
During cold and flu season, it is particularly important to make sure your home is germ-free. Not only will your home be cleaner and smell nicer, these 10 tricks will keep you in work or school and out of the doctor's office:
As the summer months hit and the temperature rises, people tend to go outdoors with their pet more to enjoy the nice weather in sunshine. Unfortunately, pet owners forget that although they can dress appropriately for the weather, their pet cannot. Here are a few ways to ensure your pet is not suffering from the rise in temperature:
You may be surprised to learn that water is the most common cause of damage inside a home! Ways to prevent home water damage are easier than you think if you pay attention to maintenance details and act quickly when spotting even the tiniest leak. Remember, a pinhole leak today can erupt into a waterfall tomorrow!