In response to the recent significant storms, the Illinois Department of Insurance issued Bulletin 2018-12, Suspension of Cancellation, Non-Renewal and Premium Payments for Consumers in Disaster Areas. The following Illinois counties have been declared disaster areas:
Christian county and surrounding areas.
Homesite is taking the following actions to provide relief to Illinois policyholders who fall within the scope of the exceptions contained in Bulletin 2018-12: Homesite has imposed a moratorium on cancellations and nonrenewal for policyholders/property in affected counties from November 23, 2018 until January 23, 2019. Billing dues dates for these policies will be extended to January 23, 2019 or beyond depending on the individual policy billing schedule. Homesite will work with policyholders in affected areas or claimants to grant needed extensions of at least 60 days for policy provisions or other requirements that impose a time limit on a policyholder to perform any act. Homesite will work with policyholders to provide at least a 60-day extension of time to make repairs in the event affected property cannot be repaired within the time period allowed under the policy or within the 90 days allowed by 215 ILCS 5/143.27. Homesite has extended the timeframe in which claimants can submit receipts in order to receive any recoverable depreciation that may be outstanding. The Illinois Department of Insurance is available for filing a complaint regarding any disaster related dispute or issue. Any policyholder or claimant may call the Department’s toll free complaint hotline at 1-866-445-5364 or file a complaint online at: https://mc.insurance.illinois.gov/messagecenter.nsf