You may be surprised to learn that water is the most common cause of damage inside a home! Ways to prevent home water damage are easier than you think if you pay attention to maintenance details and act quickly when spotting even the tiniest leak. Remember, a pinhole leak today can erupt into a waterfall tomorrow!
Flood insurance can be an important safeguard against significant financial loss, although your personal circumstances will help determine if it is right for you.
The standard homeowners insurance policy, also known as an HO-3, covers your home for multiple perils, but there are some important exclusions. Knowing what's covered and what isn't can save you a lot of money and heartache down the line.