Auto coverage* should be unique to every driver and we want to help you customize your policy to fit your needs. Learn all about our auto coverages and how they can help you drive with confidence and protect you from the unexpected.
Auto insurance is a legal contract between you and your insurance company designed to protect against financial loss from accident, theft or weather-related damage to your vehicle. It also provides financial protection in case you are at-fault in an accident that causes bodily injury or property damage to someone else. Here’s what you should know when getting a car insurance quote online.
Car insurance protects against financial loss in four basic areas:
Most states require drivers to carry property damage and bodily injury liability. Some also require carrying personal injury protection (PIP). PIP coverage reimburses medical expenses for injuries to you or your passengers, as well as lost wages and other expenses.
Protects you against collision or rollover damages, regardless of who is at fault.
Property Damage Liability
Provides coverage if your car damages someone else’s property, such as their car or mailbox.
Covers you for damage not caused by colliding with another vehicle or object, such as hail damage, fire, flooding, theft, vandalism, collisions with animals, etc.
Bodily Injury Liability
Covers you if you caused a car accident that injures someone; includes protection for legal costs in case you're sued.
One of the biggest benefits of car insurance is the robust financial protection it provides when auto accidents occur. Auto insurance can cover the cost of repairing or replacing damaged vehicles, medical expenses due to bodily injury, legal fees and more. Plus, you can choose from different levels of coverage depending on how much protection you want.
Other benefits of car insurance and optional coverages include:
Covers medical care for you and your passengers if you’re injured in an accident, regardless of who is at fault.
Personal Injury Protection
Reimburses you and your passengers for lost income and medical or child-care costs resulting from an accident, regardless of who is at fault.
Rental Reimbursement Coverage
Helps pay for a rental vehicle while your car is in the shop.
Emergency Road Service
Provides quick and easy services if you experience an emergency like a flat tire or dead battery.
Getting car insurance through Homesite and the American Family Insurance | connect program is quick, easy and affordable. We offer:
Most of all, our auto insurance coverage helps you drive with confidence, knowing you’re covered if the unexpected happens.
Get an auto insurance quote online from Homesite today.
*Homesite Group Incorporated is an affiliate of American Family Insurance. When you select “Start a quote,” you will leave www.homesite.com and go to the CONNECT, powered by American Family Insurance website.