It can be hard trying to figure out how to keep your home warm and comfortable in the winter without draining your bank account. As the temperature drops, consider these cost-efficient ways to keep your home warm.

1. Weather-strip Doors: Adding weather-stripping to your doors can help prevent heat from escaping.

2. Caulk Windows: Similar to doors, your windows allow drafts in, making it harder to keep your home warm. Caulking your windows closes many access points for losing heat and gaining unwanted cold air.

3. Clean Ducts: You should have your heating ducts inspected and cleaned. This will pay off in the long-run, since blocked heating ducts can cause you to lose a substantial amount of the heat that should be entering your home.

4. Add Insulation: To keep warm air inside of your home, consider adding more insulation, particularly to your attic where heat rises and can easily escape.

5. Wrap Your Boiler: For a fairly inexpensive price, you can purchase a blanket designed to wrap around your water boiler. This extra insulation will lower the amount of heat lost, lowering the amount of money you spend to heat your water.

6. Program Your Thermostat: If you don't have a programmable thermostat, consider investing in one. Programmable thermostats allow you to lower the temperature in your house when you're at work or asleep, and give you the option of turning down the heat in rooms you’re not using or at time of the day or night when you prefer a cooler temp.

7. Reverse Your Fan: This is a simple and cost-free way to warm your home. By reversing your fan blades to rotate clockwise, you create an updraft of warm air.

8. Keep Doors Closed and Blinds Open: Close all of your closet doors, and doors to rooms you are not going to be using, such as a guest room. You can also close the heat vents in these rooms. This will keep heat in the rooms you are in, instead of wasting it on spaces you don't regularly occupy. In addition, take advantage of the sun's heat by opening up blinds in rooms that face the sun during the day.

9. Conduct a Home Energy Audit: A home energy audit, or assessment, looks at the amount of energy your home consumes. This can help you gauge exactly where you're spending your energy dollars, and where you could cut back. It can also help you to identify potential problems with your heating system that may be causing you to lose money, and possible ways to make your home more energy-efficient.

Heating your home is costly and can be bad for the environment. By following these simple steps, you can heat your home while also saving money.

This information is provided for your convenience and is not intended as insurance advice. The views, opinions, and advice expressed in this article do not represent those of Homesite Group Incorporated. Please consult your insurance carrier or agent for information regarding your policy or coverages.